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ROLE ACTIVITIES

Collateral Management and Loan Agreements

• Oversee the evaluation, documentation, and management of collateral assets and preparation of loan agreements;
• Ensure that collateral values are accurate and that the collateral meets all required standards.

2. Documentation and Agreements:

• Draft, review, and manage security documentation and loan agreements as per approved terms and conditions.
• Ensure all documentation is accurate, complete, and legally binding.
• Ensure regular review of collateral templates.

3. Perfection of Collateral and Uploading of Collateral values

• Ensure that all legal and procedural requirements for the perfection of collateral are met.
• Ensure the collateral values are captured/uploaded in the system for accurate collateral register
• Issue instructions to Conveyancers  and ensure proper registration of collateral.

4. Conditions Precedent:

• Monitor and ensure that all loan terms and conditions precedent are met before the disbursement of credit.
• Coordinate with relevant departments and external parties to address any issues.

5. Insurance and Valuations:

• Manage and oversee insurance policies related to collateral.
• Ensure that all collateral valuations are current and accurately reflect market conditions.

6. Governance Committee:

• Serve as the Secretary for the Governance Committee, preparing agendas, and minutes, and facilitating meetings.
• Ensure that all forum decisions and actions are documented and followed up.

7. Reporting and Analysis:

• Prepare reports on collateral performance, documentation status, and compliance with requirements.
• Provide analysis and recommendations for improving collateral management practices.

8. Stakeholder Coordination:

• Liaise with legal advisors, appraisers, and other external parties to support collateral management and documentation processes.
• Coordinate with internal departments to ensure efficient execution of collateral-related activities.

QUALIFICATIONS & EXPERIENCE

• Bachelor’s degree in finance, business administration, accounting law, economics a related field;
• Professional certifications (e.g., CFA, CLL, or similar) or advanced degrees (e.g., MBA, LLM) are advantageous;
• 7 years of experience in credit collateral management, legal documentation, or a related field within the financial services industry.
• Proven experience in managing collateral, drafting legal agreements, and overseeing compliance.

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